Grace Thompson
There are a variety of Catholic health care options available that are designed to align with Catholic values and beliefs. These options include health share plans, which are community-based and sensitive to faith, as well as Catholic health insurance plans. Some organizations, such as CMF CURO, offer health care sharing options that allow members to actively participate in their health care while adhering to Catholic teachings. CURO partners with Samaritan Ministries International (SMI) to offer a pro-life, health care sharing option. Additionally, MyCatholicDoctor.com provides telemedicine solutions that integrate Catholic spirituality into their care model. For those seeking a more traditional insurance route, Catholic Health participates in various health plan networks, and Catholic Benefits Association offers resources to help Catholics understand their options and protect their employer health plans. These options allow individuals and families to make informed choices about their health care while staying true to their religious values.
| Characteristics | Values |
|---|---|
| Name of Catholic Health Care Sharing Plan | Solidarity HealthShare, CMF CURO, MyCatholicDoctor.com |
| Type of Plan | Health Share plans, not insurance plans |
| Cost | $84 for CURO Whole Health Sharing |
| Services | Comprehensive sharing for a wide range of medical services, including hospital admissions, emergency testing, surgeries, hospice, home health care, emergency air or land ambulance transportation, wellness visits, alternative treatments, mental health treatment, fertility treatments, maternity care, generic prescriptions, and more |
| Providers | Members can choose their own providers, and CURO can assist members in finding Catholic doctors or specialists in their area |
| Eligibility | Individuals and families looking for a pro-life, health care sharing option that aligns with Catholic teaching and values |
| Additional Benefits | Spiritual direction, wellness coaching, digital wellness platform, community access, daily reflections with Scriptural readings, meditations, and wellness challenges |
| Assistance | CURO offers Integrated Concierge Support to help members navigate the health care sharing process and find Catholic health care professionals who respect their beliefs |
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What You'll Learn
Catholic health care sharing ministries
Catholics seeking health plans that align with their faith and values may find it challenging due to government regulations and mandates. However, there are Catholic health care sharing ministries that provide an alternative option. These ministries are not insurance companies, but they assist members in sharing medical expenses within a community of like-minded individuals. Here are some examples of such ministries:
Solidarity HealthShare
Solidarity HealthShare is a health-sharing ministry built on Catholic principles of solidarity and subsidiarity. It offers comprehensive sharing for a wide range of medical services, including preventive care, emergency services, alternative treatments, and mental health treatment. They also share expenses for ethical fertility treatments, generic prescriptions, and maternity care. Solidarity HealthShare ensures that members' money will never fund abortions and promotes life-affirming medical treatments.
CMF CURO
CMF CURO, in partnership with Samaritan Ministries International (SMI), offers a pro-life, health care sharing option rooted in Catholic teaching. They assist members in finding Catholic healthcare professionals who respect their conscience and Church teachings. CURO provides concierge assistance, bioethics consults, spiritual direction, wellness coaching, and community support. Members' medical needs are shared according to SMI guidelines, and they have freedom in choosing their healthcare providers.
MyCatholicDoctor.com
MyCatholicDoctor.com is a telemedicine solution that provides Catholic medical care across the United States. It offers convenient and cost-effective access to Catholic medical professionals who practice evidence-based scientific medicine with a Catholic perspective. MyCatholicDoctor integrates Catholic spirituality into their care model, providing whole-person care for individuals and families.
Genesis
Genesis is a health plan solution recommended by the Catholic Benefits Association. It combines faith and healthcare, allowing employees and their families to live authentically Catholic lives. Genesis prioritizes moral compliance, mandate protections, and Catholic identity in healthcare.
Medi-Share
Medi-Share, a nonprofit health care sharing ministry, has pursued a biblical model of sharing for the Christian community for over 30 years. Members voluntarily share each other's medical expenses according to adopted guidelines. As it is not insurance, Medi-Share provides a faith-based approach to healthcare while saving members up to 50% compared to traditional insurance.
These health care sharing ministries offer Catholics a way to address their healthcare needs while remaining true to their religious values and beliefs. Each ministry has its unique features, and individuals can choose the one that best suits their specific needs and circumstances.
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Catholic health insurance plans
There are several Catholic health care options available, although these are not insurance plans. These include health share plans, which are community health-based platforms that are sensitive to faith. One such example is Solidarity HealthShare, which is built on Catholic principles of solidarity and subsidiarity. Members of Solidarity HealthShare share each other's medical expenses, without sacrificing their conscience. This includes sharing emergency transportation, hospital admissions, surgeries, and alternative treatments such as acupuncture and chiropractic care. Solidarity HealthShare also covers generic prescriptions, maternity care, and end-of-life care.
Another option is CMF CURO, which partners with Samaritan Ministries International (SMI) to offer a pro-life, health care sharing option. CMF CURO assists members in finding Catholic doctors or specialists in their area and provides support throughout the health care sharing process. Members of CMF CURO join a health care mission that aligns with Catholic teaching and their family's values.
In addition to health share plans, there are also Catholic health insurance plans offered by Catholic Health. These plans cover a range of doctors and hospitals that provide care in accordance with Catholic principles. To find out if your insurance plan is accepted by Catholic Health, you can contact their customer service team or your insurance provider directly.
Large Catholic employers can also protect their health plans and improve their Catholic identity through the Catholic Benefits Association. This association helps employers secure morally compliant plans for their Catholic employees, offering authentic, whole-person care with Catholic medical professionals. MyCatholicDoctor.com is one such telemedicine solution, providing convenient and cost-effective Catholic medical care anywhere in the United States.
Lastly, there are faith-based insurance options such as Medi-Share, a nonprofit health care sharing ministry of Christian Care Ministry, Inc. ("CCM"). Medi-Share members voluntarily share each other's medical expenses according to adopted guidelines and save up to 50% on their health care compared to insurance.
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Catholic health care values
Catholic healthcare is guided by seven core commitments. These values are reflected in the services offered by Catholic health-sharing plans such as Solidarity HealthShare and CMF CURO.
The first commitment is that every human person reflects the image of God and has inherent worth. This is reflected in the belief that all life, from conception to natural death, is sacred and must be treated with awe, respect, and dignity. Catholic healthcare providers strive to provide excellent service and exceed the expectations of those they serve.
The second commitment is to respect, protect, love, and serve every human life. This is demonstrated in the commitment to serve the sick and vulnerable, and to provide support for the poor, the uninsured, the underinsured, and those on the margins of society. Catholic health-sharing plans, for example, provide comprehensive sharing for a wide range of medical services, helping to protect individuals and families from unexpected medical expenses.
The third commitment is to treat the whole person, embracing the physical, psychological, social, and spiritual dimensions of the human person. This is reflected in the belief that mental, physical, and spiritual health are all crucial and interconnected. Catholic healthcare providers may offer integrated concierge support, spiritual direction, and wellness coaching, as well as sharing for mental health treatment and alternative treatments such as acupuncture, massage therapy, and chiropractic care.
The fourth commitment is to provide moral guidance on various aspects of healthcare delivery. This includes adhering to the Ethical and Religious Directives for Catholic Health Care Services, often called the ERDs or simply the Directives, which offer guidance on serving the sick and delivering healthcare.
The fifth commitment is to promote equity and justice in healthcare. This means working towards a healthcare delivery system that provides adequate healthcare for all, especially the poor and underserved, and advancing access to basic healthcare for individuals and communities.
The sixth commitment is to act with compassion and integrity. This includes showing compassionate and respectful behavior, nurturing a healthy work environment, and promoting social justice by removing the causes of oppression.
Finally, the seventh commitment is to be innovative and responsible stewards of healthcare resources. This involves being proactive and embracing change, advocating for the vulnerable, and using finite resources innovatively to best serve communities.
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Catholic health care professionals
Catholic healthcare is Christ-centred and focused on the physical, emotional, intellectual, and spiritual needs of a person, while respecting human dignity. However, due to today's political, cultural, and legal environment, Catholics often struggle to find health plans that align with their faith and values. Most insurance plans cover services that are inconsistent with Catholic teachings.
One option for Catholics is to use a Health Share plan, which is not an insurance plan but a community health-based platform that is sensitive to faith. CMF CURO, for example, offers a pro-life, health care sharing option that allows members to take an active part in their whole health, aligning with Catholic teaching and family values. CURO can assist members in finding a Catholic doctor or specialist in their area and provides support throughout the health care sharing process. Another similar option is Solidarity HealthShare, which is built on Catholic principles and covers a wide range of medical services, including alternative treatments and mental health treatment.
For those seeking Catholic medical professionals, MyCatholicDoctor.com is a telemedicine solution that can be accessed from anywhere in the United States. It provides convenient, cost-effective, and Catholic-aligned care, integrating Catholic spirituality into its care model.
Additionally, Catholic Health participates in many health plan networks, and individuals without insurance may be eligible for assistance in paying their hospital bills. It is important to check with Catholic Health to confirm participation in specific health plans and products.
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Catholic health care options
Catholics may find it challenging to identify health plans that align with their faith and values due to government regulations and mandates. While there are limited faith-friendly insurance options available, Catholics can explore non-insurance alternatives such as Health Share plans, which are community health-based platforms that are sensitive to religious beliefs. Here are some Catholic health care options to consider:
CMF CURO
CMF CURO offers a health care sharing option that aligns with Catholic teachings and values. It partners with Samaritan Ministries International (SMI), a well-established health care sharing ministry. CURO's Whole Health Sharing includes programs like Belong and Thrive, providing support throughout the health care sharing process. Members can choose their health care providers and receive assistance in finding Catholic doctors or specialists in their area. CURO also offers spiritual direction, wellness coaching, and community access.
Solidarity HealthShare
Solidarity HealthShare is a life-affirming option that shares medical expenses among its members while upholding Catholic principles. It covers a wide range of medical services, including preventive care, emergency services, alternative treatments, and mental health treatment. Solidarity HealthShare also supports ethical fertility treatments, maternity care, and end-of-life care while excluding abortion funding.
MyCatholicDoctor.com
MyCatholicDoctor.com is a telemedicine solution that provides Catholic medical care across the United States. It offers convenient and cost-effective access to Catholic medical professionals who practice evidence-based scientific medicine from a Catholic perspective. MyCatholicDoctor integrates Catholic spirituality into its care model, providing whole-person care for individuals and families.
Catholic Benefits Association
The Catholic Benefits Association helps employers protect their health plans' religious liberties and improve their Catholic identity. They offer a plan review and moral compliance scoring process to ensure that health plans align with Catholic values. The association also recommends MyCatholicDoctor.com for those seeking authentic, whole-person care with Catholic medical professionals.
Medi-Share
Medi-Share is a nonprofit health care sharing ministry that has been serving the Christian community for over 30 years. Members voluntarily share each other's medical expenses according to adopted guidelines. While not insurance, Medi-Share offers significant savings compared to traditional health insurance.
In addition to these options, Catholics can explore Catholic Health, which participates in various health plans and networks. It is important to contact Catholic Health to confirm coverage and in-network providers before seeking care.
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Frequently asked questions
Catholic health care sharing plans are not insurance plans. They are community health-based platforms that are sensitive to faith. These plans allow members to share each other's medical expenses according to established guidelines and are not subject to legal obligations.
Some Catholic health care sharing plans include CMF CURO, Solidarity HealthShare, and Medi-Share.
Catholic health care sharing plans provide an affordable option for individuals and families seeking a pro-life, health care sharing option that aligns with Catholic teachings and values. These plans allow members to take an active part in their whole health, spirit, mind, and body.
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